<table width=331 border=0 cellspacing=0 cellpadding=0><tr><td colspan=2><img src=http://www.rainhail.com/graphics/tools.gif width=331 height=40></td></tr><tr bgcolor=#EEEEEE><td valign=bottom width=8><img src=http://www.rainhail.com/graphics/bumpy.gif width=8 height=1></td><td width=323 bgcolor=#EEEEEE>
<font color=#990000 face=Verdana,Arial,Helvetica,sans-serif size=2>• <a href=https://www2.rainhail.com/wyc/internet_tools.request?p_tool=PH&p_username=0114194803 target=_blank><font color=#990000>Policyholder Services</font></a></font><br>
<font color=#990000 face=Verdana,Arial,Helvetica,sans-serif size=2>• <a href=https://www2.rainhail.com/wyc/internet_tools.request?p_tool=HCL&p_username=0114194803 target=_blank><font color=#990000>Historical Causes of Loss</font></a></font><br>
<font color=#990000 face=Verdana,Arial,Helvetica,sans-serif size=2>• <a href=https://www2.rainhail.com/wyc/internet_tools.request?p_tool=HP&p_username=0114194803 target=_blank><font color=#990000>Historical Participation -- MPCI Industry Data</font></a></font><br>
<font color=#990000 face=Verdana,Arial,Helvetica,sans-serif size=2>• <a href=https://www2.rainhail.com/wyc/internet_tools.request?p_tool=IRM&p_username=0114194803 target=_blank><font color=#990000>Integrated Risk Management Worksheet</font></a></font><br>
<font color=#990000 face=Verdana,Arial,Helvetica,sans-serif size=2>• <a href=https://www2.rainhail.com/wyc/internet_tools.request?p_tool=LEW&p_username=0114194803 target=_blank><font color=#990000>Loss Estimation Worksheet</font></a></font><br>
<font color=#990000 face=Verdana,Arial,Helvetica,sans-serif size=2>• <a href=https://www2.rainhail.com/wyc/internet_tools.request?p_tool=PE2001&p_username=0114194803 target=_blank><font color=#990000>2001</font></a> • <a href=https://www2.rainhail.com/wyc/internet_tools.request?p_tool=PE2002&p_username=0114194803 target=_blank><font color=#990000>2002</font></a> • <a href=https://www2.rainhail.com/wyc/internet_tools.request?p_tool=PE2003&p_username=0114194803 target=_blank><font color=#990000>2003</font></a> Price Election Tables</font><br>
</td></tr><tr><td valign=bottom colspan=2><a href=http://www.rainhail.com target=_blank><img src=http://www.rainhail.com/graphics/bttm.gif width=331 height=28 border=0></a></td></tr></table>